Personal Debt Solutions

Our Personal Debt Solutions team is dedicated to helping individuals and sole trader businesses navigate financial difficulties and regain control of their finances. We understand the stress and challenges that come with financial hardship and our professional and compassionate team provide the support and guidance that you need. Our goal is to work with you and help you to find the best path to financial stability and peace of mind.

We can act on your behalf in circumstances of creditor pressure to establish if an informal settlement may be a viable option. If this is not available, we can provide trusted insolvency advice.

A key service we offer is Individual Voluntary Arrangements (“IVAs”), which is a formal agreement with your creditors to repay your debts over a manageable period often with reduced payments. By negotiating voluntary terms with your creditors, we aim to reduce your financial burden and agree repayment schedules that work for you.

In situations where debt restructuring isn’t viable, we provide expert advice and support through Bankruptcy. We ensure a fair and transparent process, managing the orderly sale of assets to maximise returns for creditors while helping you to understand your rights and obligations.

For creditors, we can act on your behalf, ensuring that there is full transparency in an IVA or Bankruptcy process and seek to maximise return in these circumstances. This can include asset tracing and investigation assignments on behalf of creditors.